Couple with a tabby kitten

Cat Insurance

20+ years of helping owners provide their cats with the best care possible.

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With flexible insurance options to choose from, you can find the coverage that’s ideal for your cat’s health and well-being. And they’ll be in good company, joining the 120,000 pets insured through our programs.

Every year we help provide those pet owners with the coverage their pets need, with most claims being reimbursed in less than a week.

Choose a level of care and coverage that's right for your cat.

Extra Plan

$3,000

in annual coverage

Deductible options:
$100, $250

Help look after your cat's health with up to $3,000 in coverage per term.

Classic Plan

$5,000

in annual coverage

Deductible options:
$100, $250, $500

Get up to $5,000 in coverage per term and get a little more peace of mind.

Super Plan

$10,000

in annual coverage

Deductible options:
$100, $250, $500, $1000

Enjoy the perk of extra coverage and the flexibility of four deductible options with up to $10,000 in coverage per term.

Champion Plan

$20,000

in annual coverage

Deductible options:
$100, $250, $500, $1000

Rest assured knowing that you and your cat get $20,000 in coverage per term, the maximum amount available.

All plans are available for 8-week-old – 12-year-old cats.

Get reimbursed for your cat's unexpected medical costs.

Veterinary fees coverage:

Deductible Applied Once Per Policy Term
What's a Deductible and Co-Insurance?

The deductible is applied annually (Once Per Policy Term) to eligible claims.

Co-insurance is applied on each eligible claim for Coverage under the Veterinary Fees Benefit. Your share of each eligible claim will be stated on your Document of Insurance.

Illnesses
Accidents
  • Exam & Diagnostic Fees
  • Hospitalization & Surgeries
  • Physical & Rehabilitative Therapies
  • Hereditary & Congenital Conditions
  • Lab Tests, X-rays, Ultrasounds
  • Medications & Therapeutic Diet
  • Alternative Treatments

Coverage also includes:

(No Deductible or Co-Insurance)

Cattery Fees

$500 per incident

Trip Cancellation

$500 per incident

Additional Living Expenses

$500 per incident

Lost Pet Recovery Costs

$500 per incident

*Additional benefits are in addition to the Veterinary Fees Coverage, and are not subject to a co-insurance or a deductible. Additional restrictions apply.

Consider Wellness Coverage, too.

For just a little more per month, you can add wellness coverage and get reimbursed up to the scheduled amount for routine and preventative care. Help protect your pet from getting sick and get coverage for annual wellness exams, vaccines, dental care and more.

Select your state to see your Wellness Coverage options.

Complete Coverage
Annual Wellness Coverage
*Include and cover up to (annually). Reimbursement is up to a set amount for each listed treatment. Benefits are not subject to a deductible or co-insurance.

Routine

Advanced

Dental Cleaning

N/A

$100

Fecal Screen

$15

$15

Heartworm/Flea Prevention

N/A

$55

Heartworm Test or FELV Screen

$15

$15

Microchip and/or Urinalysis

$20

$20

Spay or Neuter Procedure and/or Wellness Blood Test

$80

$100

Wellness Exam

$40

$50

Vaccinations
Canine Bordetella Vaccine/Titer or Feline FELV Vaccine/Titer

N/A

$15

Canine DHLPP Vaccine/Titer or Feline FVRCP Vaccine/Titer

$15

$15

Rabies Vaccine/Titer and/or Canine Lyme Disease Vaccine/Titer or Feline FIP Vaccine/Titer

$15

$15

Total Annual Benefit Per Cat or Dog

Optional coverage may be added to Extra, Classic, Super & Champion policies.

$200

$400

Complete Coverage
Annual Wellness Coverage
*Include and cover up to (annually). Reimbursement is up to a set amount for each listed treatment. Benefits are not subject to a deductible or co-insurance.

Routine

Advanced

Dental Cleaning

N/A

$100

Fecal Screen

$15

$15

Heartworm/Flea Medications

N/A

$60

Heartworm Test or FELV Screen

$15

$15

Microchip

$25

$50

Spay/Neuter Procedure

$75

$100

Wellness Exam

$40

$50

Wellness Blood Screening

$80

$80

Vaccinations
Canine Bordetella Vaccine or Feline FELV Vaccine

N/A

$15

Canine DHLPP Vaccine or Feline FVRCP Vaccine

$15

$15

Rabies Vaccine

$15

$15

Canine Lyme Disease Vaccine or Feline FIP Vaccine

N/A

$15

Vaccine Titers

  • Vaccine Titers consist of drawing blood and sending it to a lab to read the amount of antibodies present. If the amounts of antibodies are acceptable, the pet would not need to be revaccinated.
  • Both the titer test and the vaccine may be eligible for reimbursement up to the vaccine benefit limit.

Optional coverage may be added to Extra, Classic, Super & Champion policies.

If you’d like to see a sample insurance plan, select your state below.

Here’s how insurance has helped pet owners just like you.

Mom and child playing with an orange cat

Real success stories

“When my new kitty Blue fell and fractured her leg, having 24PetWatch Pet Insurance made things easier financially. And even though it’s my first experience having pet insurance, I would certainly get it again and recommend it to any pet owner.”

- Tammy, Maine

Ready to find the right plan for your cat? Get a personalized quote in minutes.

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Have questions? Find the answers on our FAQ page.

Pet Insurance FAQ >